Special Financing
Take Home Your Appliance Now - 0% APR
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0% Financing Benefits
✔ 0% APR for 12 months
✔ Minimum purchase $499
✔ Prequalify in one click - no credit impact
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How to Use Financing
1) Add product to cart
2) Select Synchrony HOME at checkout
3) Apply & get decision in seconds
4) Pay monthly with 0% APR
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Example Monthly Breakdown
1) Appliance price: $1,199
0% APR for 12 months → $99.91/mo
2) Appliance price: $2,499
0% APR for 12 months → $208.25/mo
→ No interest if the total balance is paid in full within 12 months and monthly payments are made on time.
Town Appliance Credit Card with Synchrony HOME
At Town Appliance, we make it easy to bring home the appliances you need with flexible financing options through the Town Appliance Credit Card, issued by Synchrony HOME.
With this card, you can shop trusted appliance brands and enjoy 0% APR special financing on purchases over $499 - with no interest if the balance is paid in full within 12 months.
Whether you’re looking for kitchen appliance financing or want to spread payments on laundry, refrigerators, or ranges, we give you a simple, affordable way to buy now and pay over time.
Why Choose Financing with Town Appliance?
- Flexible appliance financing plans with monthly payments
- 0% APR for 12 months on eligible appliances
- Quick prequalification with no credit score impact
- Financing available on major brands: GE, Whirlpool, Bosch, Samsung, JennAir, and more
- 0% APR for 12 Months on Purchases Over $499: A simple way to finance larger purchases without added cost.
Accepted anywhere the Synchrony HOME credit card is used
How to Use Financing at Checkout?
Step 1: Review Financing in Your Cart
When you review your Order Summary, you’ll see a message about special financing under the subtotal.
- Look for the Synchrony HOME credit card image.
- You’ll also see the suggested monthly payment (e.g., $177/mo with 12-month special financing).
- This confirms that your order qualifies for financing.
Step 2: Select Financing at Checkout
When you proceed to the Payment section:
Select Town Appliance Synchrony HOME Credit Card as your payment method.
- After clicking Pay now, you’ll be securely redirected to Synchrony HOME to complete your purchase.
- Once approved, your order will be processed and your financing plan will apply automatically.
Already a Cardholder?
Simply use your Synchrony HOME card at checkout. Managing your account is easy, with online tools to track payments, set up autopay, and stay on top of your balance.
Terms & Conditions
Subject to credit approval. Minimum monthly payments required. Interest will be charged from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum purchase $499. See full details at checkout.
To qualify for 0% APR for 12 months, the minimum purchase is $499. You can still use your Synchrony HOME card for smaller orders, but purchases under $499 will not be eligible for this promotional financing offer.
Checking prequalification does not impact your credit score. However, completing a full application may include a credit check.
Yes. Your Town Appliance Synchrony HOME card can be used at thousands of Synchrony HOME partner locations nationwide.
You can easily manage your account online through Synchrony’s secure account portal.